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Government told to help people make money online

Government told to help people make money online
The Government should promote money-making sites such as eBay to drive poorer people online, according to a consumer watchdog.
Read more on ITN via Yahoo! UK & Ireland News

What is the easiest way to make money online without getting scamed?

I am looking for ways to make money online without the hassle, and the possiblity of being scamed. So what ways can make online without a highschool deploma.

Beyond the voodoo void of finance

The moral gulf between citizens and banks must be replaced with an ethic of responsibility If the second worst financial crisis in history signalled the implosion of offshore capitalism – that remote, distant and out-of-control economic system that crashed and burned in 2008 – what kind of capitalism is replacing the old, bankrupt model? To see what is on the horizon, one need only look to the United States, where the Obama administration is engaged in the task of building a new, onshore capitalism. Barack Obama wanted the US to find its home in the world and within itself after the fractious and divisive Bush years – and this applied as much to foreign policy as on the home front, with healthcare reform , for instance. It is the case too, in the reforms to the banking and financial system that the administration is pushing through Congress. To be sure these reforms, like the onshore nation that Obama wants to build around them, are in essence no less capitalistic than what came before. But there is a wide margin of difference: that to function properly and equitably the national economy must establish a connected, human relationship between its citizens and their financial system. The duty of individuals and companies to pay their taxes and for the government to crack down on tax havens is the capstone of the onshore nation. There can be no doubt that the Obama administration has shown great leadership and perseverance on this count, though there is still much work to be done in imposing higher standards of information-sharing on the recalcitrant tax haven world. In banking, the reduction of the scope and scale of the largest operators is integral to the task of building a reformed onshore capitalism. Outlawing deposit-taking banks from using their own capital to trade in risky hedge funds and private equity deals, and imposing limits on the liabilities held by any single banking group, are measures by which the activities of banks can be grounded onshore, where they belong. The requirement for banks to pay a fair insurance to cover the onshore nation’s cost of bailing them out when they hit the rocks of reckless finance, begins to address the moral gulf between banks and citizens and seeks to replace it with an ethic of responsibility. Indeed, for the banking sector to face up to the destructive power that the industry can wreak on society, the processes of winding up and selling off the remains of failed banks are in future to be made so painful that investors and management will think hard before leaping into the void of voodoo finance. As for hedge funds – a handful of whom are busy speculating on Greece’s debt crisis – they will have restrictions imposed on their short-selling of stocks in order to rein in their inbuilt tendency to create profit from disorder. And the onshore nation will take very seriously its responsibility to protect citizens from financial institutions that attempt to hoodwink people into buying risky financial products they do not need, and mortgages whose inequitable terms and conditions deliberately go unexplained. Awareness of and proper inclusion in the financial system should be core objectives of the onshore nation. What underlines all these policies is a focus on bringing finance – that once bright star that ignited and burst into flames – back down to earth and humanising it, giving it an approachable human dimension and scale. The complex, risky, fast and large-scale structures of the old model are to be replaced by a new model of finance; at once simpler, slower, smaller and safer. But the onshore nation cannot be an island on its own in the world: to be so is self-defeating, for those who wish to practice the economics of destruction will always find some offshore base from which to operate, however inconvenient. Already the flag of realpolitik is being waved by nations eager to preserve their own advantage in the financial and economic sphere. The broad political momentum to change the way global finance operates, something felt so keenly in the early days of the recession, seems far away now. This, of course, is welcome news to Republican senators, the big banks and their lobbyists in the finance industry – all of whom are gaining ground on an agenda that looks back nostalgically to the glory days of offshore capitalism. They want nothing more than to push the default button back to sometime just before the collapse of Lehman Brothers. Even so, on a deep level, the human values underpinning the onshore nation point to a commonwealth of citizens having autonomy in the economic sphere. A better world to come onshore is remote, but the faint outline of its contours are just about visible in the US. Barack Obama Banking Lehman Brothers Financial crisis United States William Brittain-Catlin guardian.co.uk

How to Make Money With Google AdSense

Go to www.2createawebsite.com Also download my free adsense guide at www.2createawebsite.com

Disappearing acts: Stonemasonry

Mark Cutler on the patient craft and the eventual need to ‘just commit’ Jon Henley

Not smoking? There’s an app for that

Facebook and iPhone applications can help you stub out your smoking habit Are you one of the more than 2 million smokers ready to quit on No Smoking Day ? Then today is your day! Don’t worry, you won’t be alone as there is an app for it – well, several. And this is how you can call it a day: First of all, you install the WeQuit Facebook app to let everybody know what your are up to. It’s best to grab one of your chain-smoking friends for a competition. The Facebook version of WeQuit helps you to reward your friend if they achieve success and punish them in case of failure, perhaps by throwing a sheep at them . You can also use WeQuit to bet your Facebook friends to see who can give up for longest, or sponsor someone to quit to raise money for charity. Secondly, you can use your iPhone to download a free NHS Quit Smoking app . Here a real-time counter keeps track of the money saved – a significant amount considering the cost of cigarettes. It also displays the minutes, hours and days you’ve been smoke-free. If you are in danger of a relapse, a button on the app can connect you to an adviser on an NHS helpline. If not, you might find some solace in downloading the No Smoking PhotoBook for £1.19 to show you beautiful “no smoking” signs from all over the world. Good luck! Digital media Smoking iPhone Facebook Apple Mercedes Bunz guardian.co.uk

Online banking fraud losses rise 14%

Number of ‘phishing’ attacks have risen to 51,000 from just 1,700 five years ago, according to the UK Cards Association The amount of money lost to online banking fraud last year rose by 14%, according to figures released today, despite an overall drop in card fraud losses. Criminals have switched their attentions from internal bank systems, which are notoriously difficult to attack, to individual household computers, the UK Cards Association said. Fraudsters are targeting bank customers through email links and attachments. Once consumers click on the links or open the attachments they expose themselves to computer viruses that can detect their keystrokes when they log on to their accounts. The number of “phishing” attacks, where fraudsters lead customers to fake bank websites via an email that purports to come from their bank, increased by 16% from 2008 to 51,000. This compares to just 1,700 such attacks five years ago. As a result, online banking losses totalled almost £60m in 2009 compared to £52.5m in 2008 and £23.2m in 2005. “Fraudsters are now relying on the weakest link in the chain, and that is online banking customers themselves,” a spokesman for the UK Cards Association said. “Banks would never approach customers by email asking for their bank details, but people still fall for this scam.” Phone banking losses, which were recorded for the first time in 2009, totalled £12.1m, with most losses involving customers being duped into disclosing security details through cold calling. Despite the sharp increase in online losses, overall fraud on debit cards and credit cards fell by more than a quarter compared to the previous year – the first time card fraud has decreased since 2006. However, it still costs the industry £440m a year, which is only slightly down on the 2005 figure. Remote threat The industry struggled with huge losses in 2007 and 2008 when the amount of money lost to fraud peaked at about £610m. It attributed this to the number of remote transactions not protected by chip and pin, such as internet purchases. This “card not present” fraud still accounts for the biggest chunk of card fraud losses, although they were down 19% last year to £266m. Card fraud abroad was the other major problem in 2007 and 2008. In an effort to get around chip and pin, which completed its UK roll out in 2006, fraudsters were cloning the magnetic stripe on the back of cards and taking these overseas to countries where chip and pin had not yet been introduced. In the last year industry initiatives to tackle both these areas have paid dividends. Chip and pin has been introduced by more countries across the world making cloning cards more difficult, while the continuing growth of MasterCard SecureCode and Verified by Visa in the UK has made it harder for fraudsters to shop online with other people’s cards. Banks and building societies have also become more proactive about blocking card transactions abroad. This tactic has not always proved popular with customers, however, who are increasingly finding themselves unable to use their cards abroad because their bank suspects fraudulent use. Despite all the industry’s best efforts, annual plastic card fraud losses are still up £1m from 2005. “Tackling card fraud is like a rollercoaster with plenty of peaks and troughs,” the UK Cards Association spokesman said. “Whatever system we put in place we know criminals won’t give up and go and get legitimate jobs. They are always going to target our cards.” Scams Identity fraud Credit cards Debit cards Banks and building societies Consumer affairs Banking Lisa Bachelor guardian.co.uk

Get Paid for Answering Questions

Guest post by Zamir Get paid for answering questions are a good way of making money online by working at home. It contains sharing knowledge about the subject like English grammar, business, finance, accounting, computer engineering, medicine or topic like blogging, make money online, traffic building, website promotion etc in which you are knowledgeable about and giving advice to people who ask for it. How does that work? Companies who pay you for answering questions are aware of the fact that if the company have experts in different areas answering all the questions from potential customers then company name will grow. It’s very useful to people who have good knowledge about a field. It’s advisable to pick only that area in which you have complete knowledge. The more areas you know the more you can earn. The amount of money that you will get from the company will depend on your field or subject and your potential. There are quite a few get paid for answering questions sites and ExpertBee is one of them. ExpertBee ExpertBee pays experts for answering questions. Here’s how to get started. Visit Experbee and on New User Registration Page , enter a username, password and email address to get registered free. Then using your username and password logon and write your expert profile containing your educational qualification and fields, topics or subjects in which you are interested in to give answers. Whenever a question related your chosen field or subject is asked by an Expertbee user then it will be directed to your inbox. The mail will contain the question and amount of money you can earn by answering that question. You have to bid your price for that question meaning you have to pick how much you want to get paid for answering that question. Its wise to bid relatively less if you are new expert because the same question will also be directed to some other experts also that are related to your field and they give their bids also. Now its up to the expert bee user to decide which expert he/she wants to hire for giving his/her answer. Who ever is picked by Expertbee user will get paid. Expertbee user will pay Expertbee and Expertbee will pay you $0.60+20% of the bid price. If you get a question which you are not able to answer then you can skip that question for other experts to answer. The more questions you win and give right answers the more good reputation you earn. Experts with good reputation can set their bid price for answering a question very high and if they are picked then they earn quite handsome amount of money for answering a question. Good thing about it is that there is no specific location or age requirement to be an ExpertBee expert and give answers. So if you have good knowledge about a particular field or topic then you can earn good money online by answering questions in this Get Paid for Answering Questions Websites. Author Bio: Zamir is an MBA (finance) graduate. He loves writing useful blogs for bloggers. His blogs give useful information to people about new money making opportunities from websites and blogs. His blogs can be found at Make Money Online the Easy Way . He writes on topics such as Online Money Making Opportunities,Backlinks, SEO, Page Rank,Blog Traffic,Money From Blogs etc.

My rage at this BBC calumny

Rageh Omaar’s defence of the discredited BBC report on Band Aid beggars belief. He ignores the total collapse of standards at the World Service Rageh Omaar’s piece ” Even Band Aid is not above criticism ” is ridiculous. It is of course not about me, or Band Aid, but rather a defence of journalistic exceptionalism, and the now thoroughly discredited BBC World Service programme that “sexed up” a claim that nigh-on the entire humanitarian relief effort by all aid agencies was diverted to arms in Tigray province in 1985. He allies himself with the programme’s dubious technique of using a “star” name to attract attention to an otherwise unexceptional or dubious point of view in the hope that it will gather attention. So let me first say that far from being above criticism, should Rageh or the World Service colleague he seeks to protect have done the basic journalistic gig of doing a teensy bit of research before they write their stories by, say, doing something basic like maybe Googling my name, he would immediately be overwhelmed by a 35-year torrent of vituperation and condemnation of everything about me – from my suspiciously foreign-sounding name to my shaving and bathing habits, hairstyle (fair enough!), my partners, children, domestic life, temperament, driving habits, political views, attitudes, clothing, style, music, driving and on and on. No, Rageh, rest assured, I am definitely not above criticism – but again, please, for the sake of veracity, and again, I extend this to the wretched Martin Plaut , your fellow journalist, stop venturing palpably untrue statements dressed up as fact. And how arrogant you are, how self-important, that you should deign to lecture on the implied assumption that you, and by extension all journalists – and specifically in this case the BBC World Service – are above the criticism that you are so busily wagging your finger at me for, and which I (clearly getting above my station) have last weekend meted out to your incompetent mate and his associates at the Beeb. Get it straight, pal – you are not. Either as individuals or organisations. It’s about time a little humility was allowed into your closed self-regarding little media world. But like the bankers and the MPs these days, you lot just don’t get it, do you? As for Band Aid, well, as a trustee said to me, sickened upon seeing the shameful Times cartoon which accepted the BBC story as gospel (of course) without asking any questions: “We’ve taken it on the chin for 25 years and never said anything. Not this time.” Definitely not this time. The Band Aid Trust is reporting BBC World Service to Ofcom and the BBC board of directors, and we have requested transcripts of all interviews from the show in question from the deputy chairman of the BBC. We will also take a view on what legal action we may take both against the journalist in question and World Service in general. Criticism, no problem, Rageh. Calumny, no. Band Aid, too, Mr Omaar, has been a constant target over the years, had you but had the decency to bother checking before uttering your pathetic interpretation of press freedom as allowing any clown carte blanche to interpret reporting as an excuse for half-truth, distortion, and innuendo and unsubstantiated claims. The journalism of “making it up”. As you probably know anyway, but it just doesn’t fit into your pompous guff this time, Band Aid has been under the most intensive scrutiny since and most particularly during the mid-80s. Quite rightly, too. We have an obligation to all those who entrusted us with their money and more particularly to those in whose name it was given. That is what I and my fellow trustees have been doing for the last 26 years. Same guys, same trust. And we ain’t stopping now. Pretty weird, however, that not one, not a single one of the dozens of journalists of record and others who have travelled with me or covered Band Aid “discovered” Martin Plaut’s “story” (and story is indeed what it is). Some feel the press has a right to lie. Rageh, no such right exists. The real story of this sorry saga is the intense systemic failure of the World Service, that cherry on the cake of the BBC’s reputation. It’s a rotten old cherry these days. And I am as bereft as a jilted lover. Of all the taxes I pay, I pay only one gladly – my licence fee. I am Mr World Service. I have done ads promoting the BBC, I have written and spoken in its defence, it is indeed the BBC who started me and others on this African journey; I believe it must, at all costs, be retained very similar to what it is now, albeit cutting away the deadwood and slack. But basically: “I Want My BBC!” But this BBC story was neither about me nor Band Aid. By disingenuously posturing as “serious” reporting, it pretended the total failure and negligence of all the great humanitarian workers and their organisations in the worst famine in modern times, and how miraculously not one of them spotted that no one was getting food despite everyone supplying it! It beggars belief that anyone would take that seriously. Where were all the dead people then? If no one was getting food, why was nobody dying? That would have been one of the first questions I’d have asked. But they weren’t dying because they were getting help, and massive amounts of it. But of course no one did ask where the bodies were at the World Service. That and many, many, other unasked questions. No, this story here is of the total collapse of standards and systems at the World Service, which has a special and particular duty of care to the truth. Why? Because in hundreds – perhaps thousands – of small rooms in the many dark spots of our planet people huddle secretly and in great danger to hear the reality and the truth behind their situation. Because in deserts and jungles, I have listened to the world tell its story to me through this miraculous brave station. And to tabloid all that away of an instant? Tragic beyond measure. Where were the producers and editors and seniors? Why was Plaut allowed to go mad on his pre- and post- media interview circus around the world with bonkers wild accusations? Just to get an audience? Did he and the World Service for one second comprehend the enormous damage and danger he immediately put every humanitarian worker in? Particularly the huge, brave and brilliant Red Cross? Did he not consider, for one microsecond, the consequences of accusing them, with absolutely no evidence whatsoever, that they had handed over 95% of their cash to purchase arms? It literally beggars belief at the enormity of the consequence had his lie not been nailed immediately and with as much vehemence as could be mustered. How appalling the utter and total disregard or incomprehension of the result of his actions. What if the Red Cross, now compromised in their neutrality, were ordered away from war zones, or forbidden access to the deepest dungeons, or concentration camps? What then, Rageh Omaar and Martin Plaut? What then of your smug certitudes and thin pieties? Then you could report on the blood on your own hands rather than falsely smear it over the hands of others. How dare you, Rageh Omaar, attempt to defend the awful indefensible. Just for that alone, Plaut should be fired. You people, you self-important mediators of “news”, should wise up and accept a little humility rather than attack the aid agencies and their workers for being above criticism and ask yourself, as I do, who the hell are you to lecture? Just as the Ross-Brand affair exposed the systemic weaknesses of the BBC in the area of entertainment, so this now does in the news sector of the World Service – albeit with far more drastic consequences. Where were the editors, subs and producers? As the Independent rightly asked, “Did the bells not go off” early on in this sorry tale? Where were the checks, balances, neutrality, even-handedness? They all failed at the World Service. Worse, they inconsistently and continuously contradicted themselves in their ludicrously pompous Rorke’s Drift-type face-saving insistence on “sticking by their story”. Well, they were right in the use of the word “story”. Despite the on-the record refutation of everything in Plaut’s report by very senior White House advisers, high-level UN delegates, senior British ex-ambassadors and diplomats, all the aid agencies, the leader of rest the Tigrayan relief group at the time, the prime minister of Ethiopia and rebel leader at the time, and me, and without a single shred of evidence, not one iota of evidence, they cannot bear to acknowledge the grim reality, the actual truth – that they were wrong. The BBC World Service is so far off the rails it quite literally cannot recognise or acknowledge truth when it encounters it. Martin Plaut, Andrew Whitehead and Peter Horrocks should be fired. There should be an immediate investigation into what went wrong; steps should be taken to rectify the identified faults; and the World Service must work very, very hard to re-establish its glorious trust and hard-won reputation as the world broadcaster of excellence. BBC World Service BBC Ethiopia Public service broadcasting Bob Geldof guardian.co.uk

‘Turning our faces against machines’

At one of Britain’s last remaining bespoke shoemakers, little has changed since 1849 Perri Lewis Lindsay Poulton